It is obviously not possible to avoid damages. Natural hazards can happen and damage your house as well. Mostly, it is the roof that gets damaged because of seeping in of rainwater. When this happens, people usually get scared and get emergency repairs It is very important to make notes of these repairs. These notes will later help you to claim your insurance coverage form your company. You will notice that the need arises to make these claims because of some of the practices of insurance companies these days.
Practices of Insurance Companies
Mostly, people are unaware of insurance policies and laws. The companies make use of this and thus keep on changing their coverage policies. Customers are only aware of the policy that was presented to them when they first got registered with them. The company, however, keeps on changing it. When need arises and the customer contacts the insurance agent, they get to know that the policies have changed.
One more practice that they indulge in is charging extra premiums for extra services. But, when the time comes, the company backs off and doesn’t pay enough. They also make one insurance agent for all your concerns and that agent always deals with that one customer. This practice makes it possible for that one insurance agent to exploit the customer because most customers are unaware of insurance policies and coverage plans.
Make Use of Your Insurance
Even if you have to go through emergency roof repair, make sure you know exactly what happens. This is important because later you must contact the insurance company and let them know what happened. For that, it is necessary that you have concrete proof of the repairs that were undertaken otherwise, the company will deny.